Cash Flow Calculators
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| How does inflation impact my standard of living? |
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| How much am I spending? |
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| How much do I need for emergencies? |
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| Should I pay down debt or invest more? |
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| How long will my money last? |
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| Should my spouse enter the work force? |
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| What is my current net worth? |
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| What is my projected net worth? |
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| What is my current cash flow? |
| What is my projected cash flow? |
| Value of reducing or foregoing expenses. |
| Historical inflation – Compare purchasing power |
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Credit Calculators
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| How long will it take to pay off my credit card(s)? |
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| How long until my loan is paid off? |
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| What would my loan payments be? |
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| Do I have too much debt? |
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| What is the balance owing on my loan? |
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| Should I consolidate my personal debt? |
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| Re-structuring debts for accelerated payoff |
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| Which is better, cash up front or payments over time? |
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| What is the impact of making extra debt payments? |
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| Should I pay off debts or invest the money? |
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Taxation Calculators
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| What is my potential estate tax liability? |
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| 2010 federal income tax estimator |
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| Should I adjust my payroll withholdings? |
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| Will my investment interest be deductible? |
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| How much self-employment tax will I pay? |
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| Capital gains (and losses) tax estimator |
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| Compare taxable, tax-deferred, and tax-free growth |
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| How much of my social security benefit may be taxable? |
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| What are the tax implications of paying interest? |
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| Should I itemize or take the standard deduction? |
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| What is my taxable-equivalent yield? |
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| 2009 tax refund estimator |
| Tax freedom day |
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Paycheck & Benefits Calculators
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| How much will my company bonus net after taxes? |
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| How will payroll adjustments affect my take-home pay? |
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| Convert my salary to an equivalent hourly wage. |
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| Convert my hourly wage to an equivalent salary. |
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| What is the future value of my employee stock options? |
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| Should I exercise my “in-the-money” stock options? |
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| What may my 401(k) be worth? |
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| What is the impact of increasing my 401(k) contribution? |
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| What may my 457 Plan be worth? |
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| What is the impact of increasing my 457 Plan contribution? |
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Retirement Calculators
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| How will retirement impact my living expenses? |
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| How much will I need to save for retirement? |
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| Are my current retirement savings sufficient? |
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| Social security retirement income estimator |
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| How does inflation impact my retirement income needs? |
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| I’m retired, how long will my savings last? |
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| When should I begin saving for retirement? |
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| Should I convert discretionary expenses to savings? |
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| How much retirement income may my 401(k) provide? |
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| Compare a Roth 401(k) to a Traditional 401(K) |
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Investment Calculators
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| How should I allocate my assets? |
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| Compare taxable vs. tax-free investment return |
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| What is the value of a bond? |
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| What is the return on my real estate investment? |
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| What is the value of compound interest? |
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| What is the value of a call or put option? |
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| Taxable vs. tax-advantaged saving comparison. |
| What is my risk tolerance? |
| What is the long-term impact of increased return? |
| Certificate of deposit (CD) analyzer |
| What is the dividend yield on a stock? |
| How do expenses impact mutual fund returns? |
| Certificate of deposit (CD) laddering strategy |
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Business Calculators
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| Tax savings of a qualified retirement/cafeteria plan |
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College Calculators
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| How much should I be saving for college? |
| Will I be able to pay back my student loans? |
| Advantages of the Coverdell ESA. |
| Advantages of a 529 College Savings Plan |
| What is the value of a college education? |
| What are the payments on a parental (PLUS) loan? |
| Should I live on campus, off campus or at home? |
| When should I begin saving for child’s college? |
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Home & Mortgage Calculators
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| How much home can I afford? |
| Should I refinance my home mortgage (breakeven)? |
| Mortgage calculator |
| Comparing mortgage terms (i.e. 15, 20, 30 year) |
| Should I pay discount points for a lower interest rate? |
| Should I rent or buy a home? |
| Should I convert to a bi-weekly payment schedule? |
| Compare a ‘no-cost’ vs. traditional mortgage |
| What are the tax savings generated by my mortgage? |
| Which is better, fixed or adjustable-rate mortgage? |
| Adjustable rate mortgage calculator |
| How do closing costs impact the interest rate? |
| Compare an interest-only vs. traditional mortgage |
| How much can I borrow from my home equity (HELOC)? |
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Insurance Calculators
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| How much life insurance do I need? |
| What is my life expectancy? |
| What are my needs for burial and final expenses? |
| How much disability income insurance do I need? |
| What are the chances of becoming disabled? |
| What are my long-term care insurance needs? |
| How much will I earn in my lifetime? |
| What are the tax advantages of an annuity? |
| How long will my current life insurance proceeds last? |
| What is the future value of an annuity? |
| Which is better, comprehensive plan or high-deductible plan with HSA? |
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Qualified Plans Calculators
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| Evaluate my company pension payout options |
| How much can I contribute to an IRA? |
| How much retirement income can my IRA provide? |
| Should I convert to a Roth IRA? |
| What will my qualified plan be worth at retirement? |
| What is my current year required minimum distribution? |
| What is my projected required minimum distributions? |
| What are my lump sum distribution options? |
| How do I maximize my employer 401(k) match? |
| What is the impact of borrowing from my 401(k) plan? |
| What is the impact of early withdrawal from my 401(k)? |
| I’m self-employed, how much can I contribute to a retirement plan? |
| Net unrealized appreciation (NUA) vs. IRA rollover? |
| What are my Stretch IRA distributions? |
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Saving Calculators
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| Becoming a millionaire |
| Income generated by a savings plan. |
| How long will it take to double my money? |
| How long until my savings reach my goal? |
| Save now vs. save later |
| How much should I save to reach my goal? |
| What will my current savings grow to? |
| Calculate rate of return |
| How do taxes and inflation impact my return? |
| What is my effective annual yield? |
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Auto Calculators
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| Should I lease or purchase an auto? |
| Auto purchase – Loan versus 0% dealer financing? |
| What would my auto payments be? |
| Should I upgrade to a more fuel efficient vehicle? |
| Auto loan – Accelerated payoff |
| How much vehicle can I afford? |
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Custom Calculators
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| Estimate your credit score |
